If you’ve recently taken out a mortgage, gotten married or started a family, you might be wondering whether a single policy combining life insurance, TPD and trauma cover might be better than purchasing them separately.
Multiple Sclerosis (MS) is a neurological disease that is long-lasting (chronic), often leading to random attacks on your central nervous system, affecting your brain, spinal cord and the optic nerves in your eyes. Symptoms can range from tingling and numbness to paralysis and blindness.
You know about nib health insurance policies, but maybe you’re wondering how their life insurance products compare to other leading life insurance companies in Australia.
If you’re an NRMA member and have received an offer to take out life insurance or already have life cover with them and are wondering whether it’s worth it, then we’re here to help you make an informed decision.
If your super fund is with AustralianSuper and you want to review your automatically included life and TPD coverage, or you’re contemplating joining this supperanuation and wondering whether you should opt-out of the insurance coverage they provide and instead get protection elsewhere, then keep reading.
One of the biggest reasons life insurance claims generally get denied is because of non-disclosure and misrepresentation. Not fully complying with your duty of disclosure, particularly regarding your medical history, can potentially lead to your insurer voiding your policy.
Owning and operating a business comes with many responsibilities, and while it can be a rewarding and satisfying experience, there’s always something to worry about.
It’s well known that one of the most significant differences in life insurance premiums comes down to whether you’re classified as a smoker vs a non-smoker. But, did you know that using e-cigarettes or vaping can result in higher life cover premium rates?
Insurance through your superannuation might be a good idea if you want to avoid exclusions and premium loadings. However, if you’re young and healthy, you can generally get a fully underwritten policy that’s tailored to your unique requirements for much cheaper. There are also some tax implications and cover restrictions when choosing to take out insurance through your super fund.
Do you have car insurance or home insurance from AAMI or saw one of their television ads and wondering whether it’s worth getting life cover from them?
