Russell Cain

Russell is the founder and CEO of Life Insurance Direct and has been quoted in The Sydney Morning Herald, The Age, Independent Financial Adviser, Risk Adviser, Adviservoice, and Insurancenews. Russell has over 15 years’ experience in the Australian life insurance & financial services sector and is instrumental in driving the latest innovations in our insuretech platform.
Mental Illness and The Cost of Life Insurance

Mental illness in Australia One in five Australians will suffer from depression in their lifetime (2). One in tenhase a long term condition (lasting more than 6 months and need time off from work). One of the major causes of disability claims in Australia is psychiatric illnesses, and there has been an increase in the…

Keyman Insurance: Tax Treatment and Policy Ownership

Who is a key person or keyman? A key person or keyman is an individual whose continued association with a business provides that business with a significant and direct economic gain. Economic gain means more than just profits. It can also include inter alia, capital injections, cost efficiency, goodwill, access to credit and contacts with suppliers and customers. Business…