Russell Cain

Russell is the founder and CEO of Life Insurance Direct and has been quoted in The Sydney Morning Herald, The Age, Independent Financial Adviser, Risk Adviser, Adviservoice, and Insurancenews. Russell has over 15 years’ experience in the Australian life insurance & financial services sector and is instrumental in driving the latest innovations in our insuretech platform.
Total and Permanent Disability Insurance

Receive a tax-free lump sum benefit when you are unable to work ever again because an illness or accident has rendered you totally and permanently disabled. This benefit supports you in paying your bills, taking care of your dependents and modifying your home or car so your quality of life is the best it can be.

Review Life Insurance from Rest Superannuation Fund

Employees working at retail stores like Coles, Woolworths and McDonald’s most likely have their super fund with REST. If this is you, chances are you’re paying for automatically included life insurance. REST super insurance provides default insurance cover for members over the age of 18, and generally includes death, total and permanent disablement and income protection. Members of the Retail Employees Superannuation Trust (REST) must actively opt-out of the insurance provided if they do not want REST life insurance or prefer to take out cover elsewhere.

Family Life Insurance in Australia: Balancing Protection and Affordability

In Australia, life insurance can often be a crucial safety net for families. It’s about preparing for the unexpected, ensuring your loved ones are financially secure if you cannot work. This protection extends beyond just covering expenses; it’s about the peace of mind of knowing your kids and partner are taken care of.

10 Best Life Insurance Companies in Australia 2024

When it comes to securing your family’s future, choosing from the top 10 life insurance companies in Australia is a smart move. In 2024, the leaders in this space – TAL, AIA, Zurich, MLC, and Resolution Life – stand out for their reliability and comprehensive coverage options. Each of these companies brings something unique, ensuring you have access to the best policy for your personal requirements.

Couples Life Insurance in Australia: Cover for Married or Unmarried Partners

For couples, joint life insurance offers more than just financial cover; it brings a sense of security in life’s unpredictable journey. Opting for a joint policy simplifies the process and often comes with partner policy benefits. This decision isn’t just about planning for the worst; it’s about protecting the life you’ve built together, ensuring that both of you are covered.

Income Protection Insurance in Australia

Ensuring Your Financial Stability in Uncertain Times In our constantly changing world, we can face unexpected events that can disrupt our daily routines and financial plans. These can range from unforeseen medical emergencies to sudden economic downturns, often occurring without warning. To navigate these unexpected challenges confidently, investing in financial protection measures like income protection is…

Life Insurance Beneficiary: Who Gets My Life Insurance When I Die?

When a person buys life insurance, they name a beneficiary – someone who will receive the payout from the policy in the event of the policyholder’s death. Most people choose their spouse or children as beneficiaries, but you can name anyone you like as a beneficiary.

2023 Review of AIA Life Insurance

AIA Life Insurance is one of the leading providers of life insurance in pan-Asia. As one of the largest insurers in the country, AIA Australia has a strong and reliable track record of providing quality life insurance products to consumers. Compare products from this insurer to determine whether they might be the right option for you.

Is TAL Life Insurance Right For You?

When you’re looking to purchase life cover, it’s essential to find a product that meets your needs and is backed by an insurer who has the financial strength and customer experience to ensure you have the security you need. That’s why comparing TAL Life Insurance with other coverage options makes sense.

Compare Policies from MLC Life Insurance 2023

As one of Australia’s leading life insurance companies with over 872.8k customers, MLC has a strong reputation for providing quality life insurance. This insurer offers a variety of policy options that you can customise to meet each customer’s unique needs. As a result, you can generally feel confident that you are getting the coverage that’ll keep you and your loved ones protected should you need it..