pre-existing medical conditions

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10 Questions About Life Insurance Medical Exams

Are you thinking of applying for cover for the first time but have been too afraid of going for a life insurance medical exam to take the plunge? Fear of the unknown is only natural, but it shouldn’t prevent you from providing your loved ones with adequate financial support after you’ve passed away.

Life Insurance with Pre Existing Conditions

Many Australians assume that they won’t be able to purchase a life insurance policy with pre existing medical conditions. Many people believe that premiums on their life insurance policies will be too expensive, or they won’t qualify because of their medical history. However, by comparing life insurance providers that accept pre existing conditions and working with an insurance broker, you can generally find life insurance cover that meets your requirements.

Find Out How to Buy Life Insurance After Cancer Remission

If you or a loved one have had a cancer scare, you know that one of the first things that you’re confronted with is the possibility of death. According to Cancer Australia, it is estimated that over 138,000 new cancer cases will be diagnosed in 2018, with an estimated 48,586 deaths will result from the disease.

Trauma Insurance for Multiple sclerosis in Australia

Multiple Sclerosis (MS) is a neurological disease that is long-lasting (chronic), often leading to random attacks on your central nervous system, affecting your brain, spinal cord and the optic nerves in your eyes. Symptoms can range from tingling and numbness to paralysis and blindness.

Does Trauma Insurance Cover Skin Cancer in Australia

Skin cancer in Australia is one of the most common forms of cancer. According to the Australian Government Cancer Council (2017), 10.4% of all cancers diagnosed in Australia were melanomas, usually black or brown skin spots that resemble moles, and although not the most common type of skin cancer, it caused the most deaths.

Finding Life Insurance For Diabetics In Australia Made Easy

Australians who have their diabetes under control can get life insurance. However, you are likely to pay more in premiums because life insurance companies view diabetics as a higher risk, meaning there is an increased probability that your policy will have to pay out.

Life Insurance with Sleep Apnea

While persistent snoring may drive your partner crazy, that’s not why insurers tread cautiously when someone who applies for life insurance shows signs of suffering from obstructive sleep apnea – a potentially deadly sleeping and breathing disorder.