Is It Legal to Have Multiple Life Insurance Policies in 2021?
by Russell Cain • 10 April 2019
Discover how many life insurance policies you can have & claim on. Learn more about multiple life insurance & income protection policies in Australia.
Life Cover Buy Back Options and Reinstatement Insurance
by Russell Cain • 8 November 2018
If you have a combined life policy, your total sum insured might reduce by a TPD or trauma claim. Find out how you can buy the reduced cover amount back!
Life Insurance with Terminal Illness Cover Explained
by Russell Cain • 17 October 2018
You might be able to claim the whole life insurance lump sum benefit, when you’re diagnosed with a terminal illness and have less than 12 months to live.
Combining Life Insurance Policies Could Save You Money in 2021
by Russell Cain • 9 October 2018
We reveal the pros and cons of bundling life insurance, TPD and trauma cover into a single policy and how it can affect your lump sum payout when you claim.
Life Insurance Benefits and Features that Can Add Value
by Russell Cain • 21 June 2018
Add low-cost life insurance benefits and features to your policy to potentially customise your life cover to better suit your specific circumstances.
Cancelling your life insurance policy in 2021
by Russell Cain • 3 April 2018
3 Steps to successfully cancelling your life cover and what the consequences are. Find out if you’ll get a refund when cancelling your policy.
Compare Stepped vs Level Premiums to Find Your Best Match in 2021
by Russell Cain • 12 March 2018
Wondering which is best, level life insurance premiums or stepped premiums? We reveal what you need to consider before choosing a premium structure.
Buy Back Options
by Russell Cain • 28 July 2013
Buy Back options on your Life Insurance Policy can be a built in benefit or you can generally add this option on your bundled policy at an additional cost.">
