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Life Insurance Medicals Explained 2024

Life insurance is one of the best ways you can plan for your family’s financial security should you become seriously injured or ill or pass away. However, some Australians are hesitant to purchase this financial safety net. One of the main reasons for this because they don’t want to go for a medical exam.

Life Insurance with Sleep Apnea

While persistent snoring may drive your partner crazy, that’s not why insurers tread cautiously when someone who applies for life insurance shows signs of suffering from obstructive sleep apnea – a potentially deadly sleeping and breathing disorder.

Mental Illness and The Cost of Life Insurance

Mental illness in Australia One in five Australians will suffer from depression in their lifetime (2). One in tenhase a long term condition (lasting more than 6 months and need time off from work). One of the major causes of disability claims in Australia is psychiatric illnesses, and there has been an increase in the…