health insurance waiting periods

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Private Health Insurance for Plastic Surgery in Australia

You might require plastic surgery, either due to medical or personal reasons. If you’re looking for cosmetic surgery financing opportunities, you might be considering Medicare and/or Private Health Insurance. Use the guide below to discover whether health insurance and Medicare can help you cover the costs.

Finding Health Insurance with Pre-existing Conditions

Australian law states that no one may be refused access to private health insurance because of their health status or medical history. However, according to the Private Health Insurance Act 2007, health funds may impose a 12-month waiting period. Meaning, you must wait 12 months before you can claim any benefits relating to your pre-existing condition.

Waiting Periods in Health Insurance

Worried about waiting periods for private health insurance? We understand that it can be confusing to figure out how long you have to wait before your policy kicks in. We’ve put together this guide to help you understand the different waiting periods for various treatments in both Extras and Hospital cover. With this information, you can avoid paying out of pocket for treatments and get the coverage you need.