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Life insurance for Australian Expatriates 2024

Life insurance cover for Australian Expatriates is an excellent offer, enabling Australian Expats to protect the things that really matter in their lives. The following Q & As may assist you when considering whether or not you are eligible.
Fact Checked

Updated: 24 May 2024

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Who is considered an Ex-pat?

An ‘expatriate’ for insurance purposes is defined as those who maintain and continue to hold Australian Permanent Residency or Citizenship status but intend to work overseas for short periods (6 months – 3+ years) and return to live in Australia in the near future (3-5 years)

Those who maintain and continue to hold Australian Permanent Residency or Citizenship status but intend to work overseas for short periods (6 months – 3+ years) and return to live in Australia in the near future (3-5 years)

I know someone who is currently residing overseas. Can they get cover?

Yes, however generally insurers must be able to establish the following:

What type of life insurance cover can an Expat get?

The following products are available for Expats:

What level of life insurance cover can an Ex-pat get?

Generally, the following levels of cover are available to Expats: