Policy Options

There are a number policy options you should consider when selecting income protection cover.

You should look into what type of income protection policy you would prefer:

  • indemnity value,
  • agreed value, or
  • guaranteed agreed value (endorsed).

Each one has its own pro’s and con’s depending on your needs and situation.

Some policies may also offer built in or optional benefits, while others may offer premium waivers (conditions do apply).

If you have any questions, or if there are any other policy options you would like to discuss, please contact one of our advisers on 1300 135 205.

Published: June 4, 2013

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