ACT Health Insurance

If you reside in the Australian Capital Territory, then count yourself lucky, because it is generally considered to be one of the healthiest states, compared to the rest of Australia.
Fact Checked

Updated: 19 May 2024

However, even though the state has lower reported cases of heart disease, many residents still have high cholesterol, and 63.5% of adults are categorised as being overweight or obese.

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Review Health Cover in The Australian Capital Territory

It’s important that you know your health status to determine whether you’ll benefit from private health insurance. For example, if you have pre-existing medical conditions you might want to review your health cover to ensure you’ll be able to afford the treatments and services you might need in future.

Find out if cheap health insurance in ACT offers value for money, and which fund best suits your specific requirements.

Comparing the best private health insurance in ACT

The state you live in has an impact on your premiums.

For example, if most people in your state are healthy and claim less frequently from their health insurance, chances are your premiums could be lower for the same level of cover than for another state.

The cost of health insurance in the Australian Capital Territory is influenced by a variety of factors, including:

Which ACT health insurance company is the cheapest?

To ensure you’re getting maximum value for your premium, it’s crucial that you compare similar policies from the top health insurance companies in your state.

The below table shows what a single person without dependents can expect to pay for a combined hospital and extras package.

Private Patient
Policy Option
Excess
Average Monthly Premium
What Stands Out
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Kickstarter
$500.00
$108.09
Receive hospital treatment in a private or public hospital with comprehensive ambulance cover. General dental, optical and Non PBS pharmaceuticals are also included.
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Young Singles Choice
$0
$166.70
Private benefits for accidents, selected dental and gynaecological surgery. Includes major dental, acupuncture and remedial massage.
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Young Starter
$250
$162.75
Free overseas travel insurance and comprehensive ambulance cover. You’re also covered for optical, physiotherapy, chiropractic and naturopathy.
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Everyday Essentials
$250
$137.15
Hospital cover for knee and shoulder reconstructions, as well as heart related services. You’re covered for podiatry, optical and dental.
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Basic Saver
$500
$112.25
Partial cover for ambulance & only provides private hospital cover for accidents. You’ll be covered for general dental, optical and physiotherapy.