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Does Trauma Insurance Cover Skin Cancer in Australia

Skin cancer in Australia is one of the most common forms of cancer. According to the Australian Government Cancer Council (2017), 10.4% of all cancers diagnosed in Australia were melanomas, usually black or brown skin spots that resemble moles, and although not the most common type of skin cancer, it caused the most deaths.
Fact Checked

Updated: 20 May 2024

Trauma insurance covers you for all kinds of diseases and ailments, with select life insurance companies covering skin cancers. However, it all depends on how your life insurance company defines ‘cancer’, ‘skin cancer’ and ‘melanoma’.

Historically, cancer was associated with high morbidity rates. However, with medical advances, increased awareness and the roll-out of skin cancer screening programs previous life-threatening cancers are now being treated successfully. This is why having critical illness insurance is so important, to help cover the medical costs and support you and your family while you are unable to work during treatment and recovery.

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