Megan Fraser

Megan has extensive experience writing about health and life insurance in Australia. Megan has a special interest in health and wellness. She relies on her background in counselling psychology to convey the latest findings in a manner that is most beneficial to ComparingExperts readers. In every article she writes, Megan aims to uphold the standards of the Private Health Insurance Intermediaries Association (PHIAA) which ComparingExpert is part of.
4 Health Insurance Product Tiers Explained: Gold, Silver, Bronze Health Insurance

Thinking about taking out private health insurance? You’re not alone. Many Australians are concerned about what would happen if they had to go to the hospital and don’t have hospital cover. However, the world of health insurance can be complicated to understand. We’re here to explain the four different health product tiers offered through private health insurance.

Finding Health Insurance with Pre-existing Conditions

Australian law states that no one may be refused access to private health insurance because of their health status or medical history. However, according to the Private Health Insurance Act 2007, health funds may impose a 12-month waiting period. Meaning, you must wait 12 months before you can claim any benefits relating to your pre-existing condition.

MyOwn Health Insurance Review

As of 6 March 2020, myOwn is closed for new business. No new myOwn policies will be sold. However, current customers policies will remain as is. If you’re interested in a private health insurance policy that includes AIA Vitality, then you might want to consider policies from the newly launched AIA Health Insurance.

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Important Government Changes to Private Health Insurance

You’ve heard a lot of talk about the private health insurance reforms for 2019/2020. Some of these changes have already come into effect, while others like the gold, silver and bronze health insurance tiers only has to be implemented by 1 April 2020.

Review Peoplecare Health Insurance and Cover Options

If you’re thinking of signing up or moving to Peoplecare health insurance and would like a review of their products and how they compare to other leading health insurers, then our breakdown of the health fund’s pricing and benefits might be useful to you.