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Use Your Apple Fitness Tracker Watch to Keep Fit in 2021

Use Your AIA Apple Fitness Tracker Watch to Keep Fit in 2021
Nasreen Rasool
Nasreen Rasool Updated: 22 January 2021
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As we ring in the new year, it is natural to reflect and set goals for the coming year. Like many others, you may be thinking of starting a new fitness program, but how do you stay accountable and maintain your activity goals?

A fitness tracker watch may be the motivation you need to change your lifestyle. Fitness smartwatches typically encourage you to get moving while tracking vital health stats. For this reason, the AIA Vitality programme has introduced a benefit which could help you earn a free Apple watch if you meet all of your AIA Vitality goals over 24 months.

In this guide, we discuss how to use a smartwatch to improve your health and fitness. We’ll also look at who qualifies for the AIA Apple Watch benefit, how to get it and how repayments work if you don’t manage to meet your goals.

How to use your Apple Fitness Tracker Watch to create new healthy habits

Track your workouts:

The Apple fitness tracker watch has a motion sensor that tracks your activities and stores the data in a linked app on your phone. This is a great way to see the progress you’ve made while also giving you an insight into any changes you need to make. You can also download exercise apps from the App Store, which help you create tailored exercise plans.

Stand more, sit less

Most of us are spending far too much time in a seated position. The Apple fitness tracker watch reminds you to stand up throughout the day. When you move from a seated position to a standing position, the Apple Watch tracks and senses this and adds it to your Stand goal. Spending time standing is essential as it activates your core muscles and strengthens your legs.

Burn those calories

The fitness tracker watch’s activity app tells you how many calories you need to burn each day based on your weight, height, age, and gender. If you burn the correct amount of calories, you move closer to your Move goal and lose weight. You’ll also be able to link your watch to calorie counting apps like MyFitnessPal, which calculates your calorie intake and expenditure.

Breathe better

AIA Vitality has introduced mental wellbeing to its benefits, and the Apple Watch helps you achieve this with its Breathe app. It reminds you to take breathing sessions similar to meditation and monitor your heart rate, helping you become more mindful and in tune with your body.

Sleep better

Sleep is crucial for fitness as it regulates your blood sugar levels, helps your body recover and improves your ability to focus. The Apple fitness tracker watch itself does not have a sleep tracker, but it has third party apps that can help you develop healthier sleeping patterns. They generally track your sleep and help you identify lifestyle changes.

Monitor your heart rate

Many people believe the Apple Watch is the best smartwatch for fitness because of its sophisticated heart rate monitoring abilities. This device detects when you are resting, walking, working out or recovering. The data is tracked in your health app on your phone, so you can go back and identify trends in your heart rate.

Join a community

Getting fit is fun, especially when you’re doing it along with your friends. This fitness smartwatch features an activity app with a sharing function. This allows you to upload your movement stats throughout the day and compare it to your friends.

Who qualifies for an Apple fitness tracker watch from AIA

To be eligible for the AIA fitness tracker watch, you have to be an AIA Vitality member in Australia.

To qualify for AIA Vitality, you must:

  • Be a permanent Australian resident.
  • Be over 18 years old.
  • Own an eligible AIA Priority Protection policy.
  • Have a health insurance plan with myOwn or GMHBA.

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How does it work?

Step 1: Activate your benefits

Open your AIA Vitality app and activate the Apple Watch benefit. You will then complete a credit check with etika. Once completed, you will be given a gift code.

Step 2: Buy your watch

Visit the Apple Store and purchase the Apple Watch Series 6 (GPS) using the provided Apple Store gift code.

Step 3: Link your Apple Watch to AIA Vitality

When you receive your Apple Watch, link it to AIA Vitality to start your benefit.

Step 4: Earn your watch

You are now on your way! Set your weekly physical activity targets and achieve all your targets every month to earn your AIA Vitality Apple Watch over 24 months. If you only reach some of your AIA Vitality goals in a particular month, you pay part of the instalment, but you could end up not paying a thing if you hit your targets. So the more you exercise, the less you pay.

Repayment structure

Weekly physical activity targets achieved each calendar monthYour repayment to etikaAIA Vitality will pay
0$27$0
1$22$5
2$17$10
3$12$15
4/5$0$27

Source: AIA Insurance January 2021

Does this benefit affect your premium?

No, the AIA Apple Fitness Tracker Watch benefit will not affect your premium because you need to purchase the watch through AIA’s credit partner, so payments are separate from your health insurance premium.

Frequently Asked Questions

  • How do I receive a free AIA fitness tracker watch?

    Activate the Apple Fitness Tracker Watch benefit from your AIA Vitality app, complete the credit check, and then buy the Apple watch using the gift code. It will be delivered to your door.
  • Do I only need health cover to get a free AIA Vitality watch?

    The Apple Watch benefit is available for AIA Vitality members in Australia, so you will need to have at least one eligible AIA policy. You can also earn discounts on an AIA Vitality Galaxy Watch Active 2 or a Samsung watch as an AIA Vitality member.
  • How do I apply to receive a free Apple AIA Vitality watch?

    If you are an AIA Vitality member, from your AIA Vitality app, activate the benefit for the Apple Watch. You will then have to complete a quick credit check and agree to enter a 24-month loan agreement for the upfront cost of an Apple Watch Series 6 (GPS) ($649 RRP).
  • Does the AIA Vitality watch come with all insurance cover?

    Yes, the AIA Vitality Apple Watch benefit comes with all AIA insurance cover.
  • Do I need to be with AIA Vitality to get a free Apple watch?

    Yes, if you are an AIA Vitality member in Australia, the Apple Watch benefit will be available to you.

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